Health Insurance, The Affordable Health Care Act Is Almost Here

What a next six months. We will all be having to choose a new plan for our health insurance. The excitement starts October 1st for everyone but for us insurance agents it has been on going. We are learning everyday what is about to happen. We need to get certified so we can present the exchange plans. they promised we will know what that will entail shortly but looks like we will be going to an 8 hours class to understand the program. So we are working to be ready for you.

There is group that formed in Northern San Luis Obispo that is trying very hard to get ready for the influx of people needing to be registered. They will be trying to set up enrollment areas in individual communities to make the enrollment easier.

There are several looming deadlines and start dates. You can begin enrolling October 1, 2013 for an effective date of January 1, 2014. Everyone is eligible and everyone is expected to carry some health insurance. The applications will be different and ask very few if any health questions.Cost of health insurance through the exchanges is to be pegged at a percent of income and there will be help for those that fall below 400% of the government poverty level number.

We will have more information on a day by day basis. So feel free to give a call at 805-238-1818 and we will answer your questions.


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