Wine Grape Crop Insurance Grape Cluster Freeze

New and improved wine grape cluster freeze program. Rural Community Insurance Services has changed its grape cluster freeze program. This program is an add on for those carrying multi-peril crop insurnace. The program has been changed to add freeze coverage that attahces now at inflorescence and ends at verasion. Prior there was a five leaf requirement. This gives the grower an added level of protection. The maximum coverage for this program is $800 per acres and the rates are 2% for acerage with frost protection consisting of flood or drip irrigation;wind machines;helicopters or heaters. For vineyards that have dry bare ground, disced ground, a cover crop or significant weeds between rows the rate is 3%. The last day to buy this insurance is January, 31, 2102 for the 2012 crop year and premims for this program are payable at the time of application. This is another layer of coverage for vineyard owners to protect against the temperature uncertainty. Freeze being a serious problem with grapes, this can off set some of that loss exposure. Ted Hamm Insurance is proud to offer this coverage to our vineyard owners. Call us at 805-238-1818 for more information


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