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California Auto Insurance Traffic School Update

This may be old news but the State of California passed bill AB2499. The bill went into effect on July 1, 2011 and changed how traffic school masked traffic violations. A first time offender can still get a ticket masked by taking traffic school but there is no help if another violation occurs within 18 months. This is intended to keep  the repeat offenders from appearing to have good driving records. The insurance companies will not give credit for traffic school if the ticket is not masked by the courts. California law still says that a driver with 2 violations is not a California good driver by definition and that insurance companies must charge a higher rate. That increase is usually at least 30%. Another issue in the law was that if you hold a commercial drivers license or were operating a commercial vehicle at the time of the violation traffic school will not mask the violation. Any major violations such as DUI or Reckless driving will not be masked as well. We at Ted Hamm Insurance hope this news is informative. We advise our clients on an individual basis regarding traffic school as no two circumstances are the same. Give us a call at 805-238-1818 for more information and in the mean time drive safely. We are all on the roads together and all want to get to our destination.

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