Central California Auto Insurance

It Was An Auto Accident, Now What?

It was a clear evening and the car came out of no where. Squealing tires, the crunch of metal, the sudden stop and then it hits you. It was may fault; I turned in front of them. I am OK I think but are they. Get out of the car and check them out. Oh thank you, look like only minor cuts but here comes the ambulance. The neighbors called it in. What now?

What will my car insurance do? Are we covered correctly? Do we have enough automobile insurance? The questions keep coming and the answers follow behind. Talked with my agent. Yes we took the higher coverage recommended so our assets are safe. The other people will be taken care of and they will be compensated. Our car has the right insurance it will get repaired. We have been looked at by our doctor. Things are going to turn out alright.

The story points out that the right protection is important to be in place before an accident. In this case Ted Hamm Insurance had done our job and protected the family. Its what we want to do for you.

Automobile insurance is an important part of protecting our assets and it can be a great comfort when done properly. We believe in the motto "Insurance Stinks until you need It." It is a piece of paper until something happens and the adjuster calls to set things right. One call and a complete review can set your mind at ease and secure your protection.

Insurance Is A Protective Shield

Think of your Auto Insurance as a shield. The shield protects you and your assets in case of loss, injury or damage. It consists of the following protections:

  • Liability - to cover the damages you are at fault for either bodily injury or damage to property
  • Collision -for the damage to your car by a collision either running into something or being hit.
  • Comprehensive - if your car is damaged by anything other than collision like hitting a deer or a tree limb falling on it. This also includes theft and vandalism.

Other protection includes:

  • Medical Payments if you have to pay on an injury for yourself or a passenger regardless of fault
  • Emergency Road service if you are ever stranded in your vehicle, flat tire, out of gas, locked out etc.
  • Uninsured Motorist Protection. Just because the law says Auto Insurance is mandatory, doesn’t mean that everyone will have it and if they do is it enough to cover the bills.You are buying the coverage that the other party should have had.Your insurance covers you as the other carrier should.

We will show you all of your car insurance protection options, recommend the right limits and make sure you are receiving all of the discounts you are entitled to.

Getting the right protection after the accident is meaningless. And think of it. We are all one momentary lapse from devastating personal and financial loss. Invest some time right now to protect yourself by mnaking sure you have the  right vehicle insurance.

At Ted Hamm Insurance we have protected the residents and business of Paso Robles since 1977. We know the area. We know the residents. We know how to protect you with the right car insurance.

Avoiding accidents is not promised to you or anyone else. So, don’t delay. Be prepared if life throws your a curve. Complete the Protection Savings Form now and let the professionals at Ted Hamm Insurance forge a shield of protection over you and your family.