Central California Life Insurance
A coverage that shows how much you Care!
Will Rogers once said every body should die once without life insurance. Why would he say that? Well maybe it has something to do with the fact the benefits are not completely visible until after the insured dies. Sure it doesn't help the deceased, but the family that's another matter. It provides the young mother a source of income to replace the one taken from her. It provides for children so they have a financially secure future. With the different kinds of life insurance available today it can provide a retirement income assist. It can provide money in event of a catastrophic illness even prior to death. Life Insurance is an amazing product and not one adult should be without it.
Some of the things that you can see easily are the replacement of income, paying off the mortgage, final expenses. The hidden benefits are the security the funds bring to your family. Having the ability to pay the future bills that they know are coming. If the survivor is not working the ability to enter the workplace in a reasonable period of time and not under the stress of grief. The lack of the financial support provided by life insurance could also affect college plans for the children.
The amazing part of the equation is that life insurance is not terribly expensive. Life insurance can be as inexpensive as $10 per month and prices can be locked in for 10 years, 20 years, 30 years and even for life. The earlier the policy is put in place the less expensive it is. So delaying does not save any real money and could leave your family at risk.
Some Mortgage life insurance products can be tailored to follow your decreasing mortgage. The price staying the same as the benefit falls, but starting out at a lower rate.
We have programs for estate planning as well. The tax man is on the door step after death if there is an estate they can tax. There are multiple ways to use life insurance to provide the funds to pay the taxes. Ask us for a consultation and see what we can do for you with a custom designed program that will meet you needs. We use the top companies and get assistance from their legal departments to make sure what we do will stand the test of time.
The professionals at Ted Hamm Insurance will make sure your loved ones are supported if something happens to you. We will show you all of your life insurance options.
Ted Hamm Insurance
If you are receiving life insurance as a benefit of your job, congratulations. However, please remember, it is only a great perk if you are working. If you lose that job, you lose the life insurance. Having a policy for your families protection guarantees that the protection is always there. We are all just a moment from not being here any longer and the protection we leave behind speaks volumes about the love and care we have for our families. Consider a life insurance review to make sure the coverage you have in place now, will be enough. I know I just did my own and purchased another policy because I did not have enough.
Do not allow your family to flounder if you meet an untimely end. Make them whole so they can live the life you would have desired for them.
At Ted Hamm Insurance we understand the importance of protection and the contentment of peace of mind. We have been providing it to your fellow earners in Paso Robles since 1977. An insurance program is not complete without life insurance so don't leave a whole in your protection package
Complete the Protection Savings Form now and let the professionals at Ted Hamm Insurance craft a lifeline that will last a lifetime.