Ted Hamm Insurance Blog: home insurance
View the latest blog posts from Ted Hamm Insurance.
Wednesday, March 16, 2022Owning a home can be expensive. Not only must you pay your mortgage, water and electricity bills, but you must also pay for insurance on the home. While most of these expenses can’t be changed, there are ways you can adjust your insurance costs through changes to the home. READ MORE >>
Friday, May 21, 2021Having homeowners insurance on your property is essential to your own security. After all, it helps you both maintain your property and protect your finances in case of hazardous accidents. However, in order to perform optimally, your policy must be tailored to your property, specifically. READ MORE >>
Friday, April 30, 2021Kitchens are generally the most fire-prone areas of any home. After all, heat is the universal cooking method, and where there’s heat, there is a risk of fire. No kitchen is immune to these fire risks, even if the owner does all they can to institute proper safety and maintenance practices. READ MORE >>
Wednesday, March 17, 2021When determining your home insurance premiums, insurers will gauge how much of a risk you are to invest in. If your chances of filing a claim are much higher than those of the average homeowner, then you are likely to pay a much higher premium overall. On one hand, insurers use very different formulas to measure risks posed by clients. READ MORE >>
Thursday, February 11, 2021 Few things are probably more sacred to you than what lies within the four walls of your home. You go home to feel safe, secure and confident that you will be protected while inside. However, you can’t eliminate every safety threat, particularly those of theft, vandalism, burglary or other unauthorized entry to your property. READ MORE >>
Wednesday, October 28, 2020 Now more than ever, people are turning to themselves for direction and starting up their own businesses. It can be empowering to be your own boss and adhere to your own schedule, but it can also bring a lot of risk—especially if your business deals with clients. READ MORE >>