Health Insurance Information
Protecting your health and well-being is one of the most important things you can do—and securing proper health insurance is one of the best ways you can do that. As health care costs continue to climb, having health insurance can help you get the care you need to protect your physical and financial health.
Whether you are an individual looking for personal coverage or a business planning its health benefits package, working with the team at Ted Hamm Insurance Agency can help you get the appropriate coverage.
What Is Health Insurance?
Health insurance is a type of insurance policy that helps cover the costs of medical and surgical expenses. In exchange for providing such coverage, you pay the insurer a regular premium. Many health plans have cost-sharing requirements, such as copays and deductibles and network requirements that may dictate what may or may not be covered under your plan.
What Types of Health Insurance Do You Offer?
Our health insurance offerings include:
Why Do I Need Health Insurance?
The average hospital visit can be tens of thousands of dollars. Without health insurance, you would be responsible for paying the entire bill. With health insurance, you may be responsible for paying up to your deductible, but then insurance can step in and help cover the rest of your eligible medical costs. Plus, you may be able to receive preventive care services to help you stay healthy, such as annual physicals and screenings, at little to no cost to you.
Get Covered Today
Getting health insurance is a significant component of protecting your overall well-being. At Ted Hamm Insurance Agency, we understand that navigating the world of health insurance can be confusing, but that’s why we’re here. We are committed to helping you gain knowledge, compare coverage options and get the support you need to make the right decision for yourself, your family or your business.
We provide health care insurance services near Paso Robles, California, and the surrounding areas.